Mutual of Omaha. Most notably, Mutual of Omaha offers a 15% discount to policyholders for being in good health and customizable plans to fit your needs.

National Guardian Life. Extensive benefit options, including joint policies and premiums, return of premium and flexible payment options.  

Thrivent. Has a wide range of features to consider, a simple, yet highly customizable way to help pay the costs of extended care.

Nationwide. The company’s life Long Term Care Rider policy offers flexible premiums and access to the death benefit that members can use if they need long-term care. 

OneAmerica. Asset-based long term care insurance in the form of hybrid LTC policies.  Chose an annuity or life insurance plan with long term care insurance benefits.

Lincoln Financial. Lincoln Financial Group offers four plans with no waiting periods and it also provides benefits to those living abroad.

Securian. As the 7th largest life insurance company, Securian has strong financials and product offerings for many different solutions.

Brighthouse Financial. The company is best for easy benefits payouts because it doesn’t require receipts and dependents can receive payouts.

Aetna. The company started selling life insurance over a century ago and bridges the gap to long term care through their short term care offering.

Guarantee Trust Life.  A highly competent, mid-sized mutual insurer who provides a portfolio of competitive, value-driven health, accident, life and special risk insurance programs.

ManhattanLife. One of the country's oldest insurance companies offering a full range of coverage.  Their primary purpose is to provide health and life insurance and annuity products that help policyholders achieve the life affirmations of health, wealth, and security.